Listen to Homeowners Across the Country Testimonies

Homeowner Gabriel Ramirez, Thousand Oaks, CA;
Servicer: Bank of America, Servicer lied and Fraud;
HAC saved homeowner over $150,000

Homeowner: T. Wojdyla-Herrera, San Diego, CA;
Servicer: Owen Home Loans, Elder Abuse Fraud;
HAC saved homemowner over $6,500

Homeowner: Annie Mae Hill San Diego, CA;
Servicer: SPS Servicer lied, Elder Abuse Fraud;
HAC saved Homeowner over $131,000

Homeowner: H.Venezuela, Santa Margarita, CA;
Servicer: SPS, Servicer lied, lawyer lied, and fraud;
HAC saved homeowner over $310,000

Homeowner: Emillio Verdugo, Lynwood, CA;
Servicer: RTR Second Lien Holder Fraud;
HAC saved homeowner over $50,000

Homeowner Gustavo Garcia, Thousand Oaks, CA;
Servicer: Loan Care, Servicer lied, Mortgage Fraud;
HAC saved homeowner over $74,000

Homeowners: Eduardo Venegas, Chula Vista, CA;
Servicer: Shellpoint Mortgage Servicing, Fraud;
HAC saved homeowners over $53,000

Homeowners: The Mootry Family, San Diego, CA;
Servicer: BayCity Investments, Fraud, Lawyer lied;
HAC saved homeowners over $68,000

Homeowner:Jose Martinez, Spring Valley, CA;
Servicer: Planet Home Lending, Servicer lied;
HAC saved homeowner over $75,000

Homeowner: Single mom, Maria S. Tampa, Florida; Servicer: Mr. Cooper; Issue: Lawyer lied and fraud; HAC saved homeowner over $65,000

Homeowner: Single mom, Barb F., Seffner, Florida; Servicer: PHH Mortgage; Issue: Mortgage fraud; HAC saved homeowner over $72,000

Homeowner: The Fatai Family, Oakland California Servicer: Loan Care; Issue: 2nd Lien Holder fraud; HAC saved homeowners over $54,000

Homeowner: Single dad, F. Burke, San Diego, CA; Servicer: Cenlar & Loan Care; Issue: Mortgage fraud; HAC saved homeowner over $80,000

Homeowner: Single mom, Sabrina D., Brandon, FL; Servicer: Caliber; Issue: Lawyer lied and fraud;
HAC saved homeowner over $62,000

Homeowner: Mr. Miller, Rancho Cucamonga, CA; Servicer: Shell Point; Issue: Lawyer lied and fraud; HAC saved homeowner over $230,000

Homeowners: The Loves, Rancho Cucamonga. CA; Servicer: Real Time Resolutions, Issue: Fraud/Lied; HAC saved homeowners over $154,000

Homeowners:The Martinez’s, Moorpark CA;
Servicer: Wells Fargo Bank, Issue: Fraud/Lied;
HAC saved over homeowners $63,000

Homeowner Mrs Langley(Widower) El Cajon, CA; Servicer: SPS/JP Morgan Chase, Issue: Fraud/Lied.
HAC saved homeowner over $45,000

Homeowner: Michelle Griggs, El Cajon, CA; Servicer: Wells Fargo, Servicer and Attorney lied, Fraud; Homeowners Advisory Corporation saved homeowner over $18,000

7 Questions to Determine if You Hired A Thorough Attorney and/or Loan Auditor

7 Questions Your Attorney Should Answer Immediately

❶ Have you filed a successful  TRO against a mortgage servicer?
❷ Have you ever litigated a  lawsuit against a mortgage servicer?
❸ What is the maximum  amount of money your clients received?
❹ Have you assisted your clients  receive, mortgage forgiveness?
❺ Do I have to pay you before you contact my mortgage servicer?
❻ What will  I have to pay  before you call  my mortgage servicer?
❼ What is your  money back guarantee to homeowners you help?

7 Questions Answered by Homeowners Advisory Corp

❶ HAC’s lawyers  file successful  TRO’s in  Federal & State Courts!
❷ HAC’s lawyers successfully litigate against mortgage servicers!
❸ HAC’s lawyers  assist  homeowners  receive millions of dollars!
❹ HAC’s staff assisted  homeowners with  mortgage forgiveness!
❺ HAC’s free call to servicer determines if  litigation is necessary!
❻ HAC does not  charge any fees  to call your  mortgage servicer!
❼ HAC will  pay your  mortgage  payment if  we can not  help you!

Homeowners Advisory Corporation (HAC) is much more than a solar company. Moreover, I can attest to HAC being founded on Christian principles.  I am a resident of the Summerfield community and I live on Sail Brooke Place. Around July 9, Brother Reggie knocked on my door and invited me to the July 20 Q & A Free Solar Dinner at the Summerfield Golf Club.  I told him I was dealing with health issues for both my husband and I. Brother Reggie asked if he could he pray for me and my husband. Then he told me he was a minister from the church of Christ and he want to know if he could help me in any way. I told him I wanted to paint a room in my home for the past year. He said he would paint it for free and he would start painting within a few days. The next day he brought me a beautiful encouraging card regarding our health and a Bible study. After I reviewed his solar company’s brochure, I thought the California Custom Solar Trees and the Solar Tracker would look good in my back yard. A week later, I had to have an important operation. Brother Reggie came to the doctor’s office before I got there simply to pray for me. Also, when I needed some furniture to be moved from my house, he sent a truck and some Brothers from the church to move my things for me free. When it comes to buying solar energy systems, I am buying from Homeowners Advisory Corporation. If you want to know more about solar or get closer to Jesus, I recommend you contact Brother Reggie!

Mrs. Bobby, Riverview, Fl

I am a resident of Brandon and member of the Lord’s church. Brother Jack Whitehead is also a member of the Lord’s church and Chairman of the Board of Homeowners Advisory (HAC). I told him I was working with two leaders. One of them is Quicken Loans. Quicken Loans is the number one lender in the nation. Brother Whitehead said that the company’s MOB Guarantees that if they cannot match or beat a solar company’s price, they would give me a solar system up to 25KW free. HAC beat the deal Quicken Loans offered me to refinance my home and HAC will be able to save me over $6,000 from the cost the other solar company was going to charge me for their solar system (beating the other company by far). If you want the best deal and savings to refinance your home or the best price and service on a solar system, it would benefit you to call one of Homeowners Advisory Corporation 24/7 operators (866) N60-DAYS and please tell them Vic, from Brandon, sent you.

Vic, Brandon, Fl

It was a miracle. My husband lost his job as a coach, and we could not pay our mortgage payment. Fortunately, a friend told me about the services Brother Reggie’s firm offered to homeowners that would pay their mortgage payments. However, before I could contact, Bank of America sold our home via a short sale because we could not make the mortgage payments. Nevertheless, I met with and explained what happened. He ordered my loan documentation to be audited. The loan documentation audit determined the loan was inundated with state and federal lending law violations. (Predatory lending). Bro Reggie called Bank of America and explained our loan was predatory and if Bank of America did not return full ownership of our home to us within 48 hours, he would authorize one of his attorneys to file a lawsuit on them. In 48 hours, the lender returned our home and lowered our payment. If your mortgage payment is high or you are facing foreclosure call Reggie.

Mrs. Ruiz, Arizona

I was speaking to a dear friend of mine, Mrs. Mary James, regarding the trials and tribulations of my attempts in having my mortgage loan refinanced. She then informed me of the blessing she had received in meeting Brother Reggie. She explained of him being God fearing and genuinely wanted to help her with her trials. In fact, he had made progress where others had failed.

Upon her sharing her blessing by providing me with Brother Reggie’s phone number, I called him. His first response to me was “is it an emergency.” I told him it was not. He then advised me that he was in the middle of a meeting and that he would phone me back. His response allowed me to see that although he was busy, he would have taken the time to assist me with just a moment’s notice.

I had been working with my mortgage company for over a year and a half, to no avail. I rejected other companies that claimed that they were going to help me for a fee that ranged up to $3,500. However, in just that brief conversation with Brother Reggie, for the first time I had a ray of hope to shine upon me.

He was a man of his word. He phoned me later that evening and several times thereafter. On July 15, he said that it was time to call my mortgage company. Initially the mortgage representative would not submit to any of his request for any form of programs or assistance that the company could provide for me. It did not deter Brother Reggie at all.

Being the professional, he asked to speak to a supervisor. He then continued his tenacity in negotiating. The supervisor initially told him no, that they could not take any of my information on the phone. Brother Reggie’s factual detail of her own company’s policy made her concede that the information could be taken over the phone.

His negotiating skills escalated. He went over my financial responsibilities, my hardships, and even penetrated the hardcore exterior of a manager doing as her job entail, what was best for the company. He eventually had the supervisor relating to her mother and the hardships she was facing.

By the end of the conversation, Brother Reggie had negotiated the suspension of my mortgage for a minimal of four months. This will provide me the opportunity to restructure my finances and save my home.

Brother Reggie is a Bad Man. My appreciation of him working with me prior to any form of payment proves that not only that he is confident in himself, but he has a belief in the people that he helps across the country. May God continue to bless him and all of the staff of Homeowners Advisory Corporation, in His ever-loving care.

Mrs. Hobley, Ruskin, Fl

I had hired another company to handle my mortgage issues on both my primary residence and my investment property. However, they were only interested in short selling the properties instead of really being of assistance to keep my home.

The total payment on my primary residence was $5,900 per month. I was so impressed with your negotiation skills that you were able to reduce my payment to $2,900 per month – a savings of $3,000 per month! Plus, the fact that my second mortgage was completely written off to a balance of zero with the lender, was an added bonus. Especially given that Brother Reggie started the settlement negotiations to settle the balance of $311,000 for $1,000. He persuaded my lender to give me a clear title (mortgage forgiveness). For my other property, there were several violations that were discovered though the loan audit you authorized.

Thank you, Brother Reggie, for all you have done! You truly are a Godsend to me and my family! May God enable you to be able to continue helping other homeowners.

Ofelia D., Corona, Ca

As a Latino homeowner, many of us feel we didn’t get the best deal on our home because during our purchase phase we: do not always speak and understand the English language, we are not savvy negotiators, and usually it is our first home. My neighbor is a pastor and he told us Brother Reggie’s company was helping him with the church loan and his primary residence. The Pastor knew that my lender took advantage of my lack of English when I purchased my home and he suggested I ask Brother Reggie if he could help me. Although my English is 85% better now, when I purchased my home, I spoke about 5% English and my loan documents were all in English. I explained this to Brother Reggie. Brother Reggie wanted to see my loan documents. In addition, he said if your loan documents are in English and there was not an interpreter at the closing, the loan is predatory and a violation of the Dodd-Frank Act.

Also, my roof was in need of much repair and the lender promised to fix the roof but never did. After reviewing the loan document, Brother Reggie called my lender and explained that the loan was predatory. The lender said the agent that helped me was deceased and he could help. Brother Reggie told the lender, regardless of if the agent is living or dead, he was responsible for the agent’s action and if he didn’t give me a new roof and a clear title within 48 hours, he would authorize one of his attorneys to file a lawsuit. Within 48 hours, the lender agreed. He said he talked with his lawyer and Brother Reggie was correct. Now I have a clear title, (mortgage forgiveness) and the lender told me to find someone to repair my roof as they would pay for it. If you have a problem with your current lender, call (866) N60-DAYS.

Hector, Ocala, Fl

I have a solar system and my light bill is now $10 per month. It was $160 before I got solar. Homeowners Advisory Corporation (HAC) explained everything to me about their solar energy company that others could not explain. If you want a $10 per month electricity bill (or a net-zero electricity bill) contact Brother Reggie today.

Betty D., Sun City Center, Fl